发布时间 : 星期四 文章high price housing 高房价英语演讲更新完毕开始阅读
Will the house price fall?
Hello ,my dear teacher and classmates！
Let me introduce myself. My name is *** ,and I major in high way and rail way engineering，Architectural engineering institute.
Interested in the economy and current news, so today, I want to talk about this topic—Will the High price housing fall? This is the hottest focus in the past 10 years in china, from 2003 to 2013, the price of the real estate developed with high speed. I often listened to people talk about the house price on bus and train, in streets and restaurants, almost eyerywhere. So I want to capitalize on /take this opportunity to predict the future house price. If we want to know the trend of future house price, first of all, we should analyze these three questions.
1、 What is reason that the high price housing appeared ? 2、 What effect is the high price housing for society? 3、 Will the housing price fall indeed ? What is reason that the high price housing appeared ?
There are many reasons to push up the house price. As what I listed, the main reasons are: 1. Overdemand. The chinese urbanization rate is 26.41% in 1990, but the figure went to 53.73% in 2013, generally estimated, four hundred million people from the countryside migrated to cities. meanwhile, China's migrant workers reached to 269 millon totally in 2013, but the number of migrant workers was only 60millon in the early 1990s. The number increased 4.48 times in the past 20 years.
2. Land price(is too high.) We all know that our land is limited. With the increasing of cities’population, building land in cities is less and less, land becomes more and more scarce, land price certainly becomes higher. Most of the time, land costs account for all the construction cost 50%-70%, account for the housing price 20%-30%. That is why we know that the imperial estate appeared frequently in the news.
3、Economic policy. The government only attaches great importance to the growth of GDP for a long time. After the 2008 economic crisis, the central government launched the 4trillion investment plan. The central bank issue too much money, at the same time, unemployment, inflation and recession affect economic development. In addition , Chinese real-estate tycoons, the basic process of accumulation of wealth, is \access to land, to banks and other financial institutions mortgage cash, for the next round of the operation of the land, by taking money and so on, until the chain of funds to support\is a direct relationship between the process operation and official corruption. What effect is the high price housing for society?
1、Personal credit pressure increasing. For most ordinary people, they are under high cost of living pressure and life pressure, in addition to income monthly mortgage, there is not much left.
2、Affecting social harmony. High price lead to wealth to the rich, widens the gap between rich and poor. The rich have a few sets, dozens of sets of houses, and the poor have no place to live in. As house price continue to rise, the gap between rich and poor is getting wider, which leads to many people resent the rich and government staff.
.3、Violent relocation events. The high price lead to violent relocation events happened continually. Facing high price and huge profits, some real estate developers rush into danger, take the violent measures. The street was threatened, was wounded, and even forced to kill himself. Compulsory relocations have occurred from time to time.
4、The concept of spouse choosing changing. In the context of high price, more and more parents consider the house is a prerequisite for the daughters if they would marry. In this way, some of the young people under the pressure of life, put the house in the first place. In recent years, the house caused false marriage, false divorce cases again and again, meet the eye everywhere, which proved the concept of spouse choosing a negative impact on the marital property distribution.
The last and most important, will the housing price fall ? Many people are concerned about the problem. Recently, the house prices of Hangzhou, Nanjing, Changzhou, Qinhuangdao begin to fall, many people and some experts said that the housing bubble would burst, but others think that the prices of third-and fourth-tier cities and rural regions would fall down, in contrast, super big city such as Beijing, Shanghai, prices are not easy to fall. In my opinion, a sharp drop in price will not happen. Because the central government can't afford to falling house prices. The economic downturn will lead to a large number of bank bad debts. Many families assets would shrink seriously, which can trigger social unrest. But, at the same time, the house price won't rise sharply, to be honest, prices is too high indeed.